// Graham County, AZ — Owner-Builder Country

Cheaper to build than to buy used.We find you deals.

Build your own home in the Gila Valley — we manage the job, you keep the equity a builder would have pocketed.

Build your spec Find your builder Builder specs

// Pima, Arizona — Gila Valley

Scope your own land.Stake your own claim.

Plans · New Builds · Semi-Customs

Dirt you can stand on, equity you keep. Owner-build in Graham County — we run the job with you.

Build your spec Find your builder Builder specs

// Preferred builders

Show Low site is in the works — building it out next.

Map Key

Builders

Schools

Grocery Stores

A house being built from bare ground on a parcel outside Pima, Arizona

// Same dirt, twelve months on

Now watch one get built.

Approach

Pima, Arizona.

Off the bench on the north side of the valley, thirty miles of Gila bottom in front of you and Mt Graham behind. One parcel, nothing on it.

Build your spec Find your builder

// 117 Industries Consulting

Owner-builder consulting.

In Arizona you can pull your own permit and be the builder of record. Our lead build consultant runs the job with you — subs, schedule, inspections — for a flat consulting fee.

// THE PERMIT

You're the builder.

Owner-builder is legal, normal, and how half this valley got built. Your name on the permit, your equity in the walls.

// THE MANAGEMENT

We run the job.

Bids, subs, sequencing, inspections. You make the calls that matter and skip the ones that eat your year.

// THE FEE

Flat. Known. Once.

One consulting fee, quoted to your build before dirt moves. No percentage games, no change-order roulette.

// The Math Nobody Shows You

Build cost vs buying.

Anyone quoting you a build cost is guessing with your money — so we don't. We show you what finished homes actually appraise for around this valley, and let the gap speak.

// BUYING FROM A BUILDER

Their margin.

Every square foot of a builder's price carries his margin, his overhead, and his carry. The comps around this valley show exactly what that adds up to — we'll walk you through them.

// BUILDING AS THE OWNER

Your number.

Same house, same dirt, no builder margin. We'll walk you through real local appraisals and what our owner-builders had into theirs — face to face, not on a billboard.

// RECEIPTS, NOT RENDERINGS

Homes completed

3rd

Under construction

100%

Owner-built & managed

Our lead build consultant has taken two Gila Valley homes from bare dirt to move-in and is framing the third — every one owner-built, owner-managed. Build photos from the ground up, on request and soon on this page.

// The Whole Point

Step into equity.

Finish the build owing less than the house appraises for, and you move in already ahead — equity you built instead of bought. That delta is the whole game, and it's why we never sell you a price. We sell you the gap.

Find the dirt

We find you deals — lots and land that pencil, some of which never hit a portal.

Build as the owner

Your permit, our management, your consultant on every pour and every inspection.

Appraise & refi

The house appraises at market. You refinance what you owe — not what a builder charged.

Move in ahead

The difference between appraisal and your payoff is yours. Day one.

// Dirt to Deed — Loan Factory

Financing options.

Owner-builds don't fit the usual construction-loan box — so we don't use it. Our hard-money connections fund the build, and when the roof is on we convert you to a conventional loan through our mortgage side.

// PHASE 1 — THE BUILD

Hard money funds the dirt-to-done.

Short-term build capital through our lending connections — structured for owner-builders, drawn as the build progresses.

// PHASE 2 — THE TAKEOUT

Convert to conventional.

At completion we refinance you out of the hard money into a conventional mortgage — handled by Ronnie Russo at Loan Factory, NMLS #338213.

// We Find You Deals

Local deals.

Lots, land, and properties around the valley that actually pencil — some never hit a portal. Tell us what you're hunting and your budget, and we'll bring you the ones worth a drive.

Gold dots are lots listed for sale. Zoom in to see assessor parcel lines — county GIS data, for reference only, not a survey.

Find Me a Deal

// No Pitch. A Conversation.

Tell us what you're after.

Quick details and the right person reaches out — build questions go to our consulting team, loan questions go straight to Ronnie. No credit check to talk.

// Fastest: text us

720-930-7178

Name

Phone

What do you need?

Timeline

Sent — the right person will be in touch.